Consumer Counseling Credit Debt Management - Using it to Get Out of Financial Stress
Let's face it: financial stress - especially in today's economy - is one of the most worrisome, depressing and hopelessly debilitating problems we have to face.
Some folks have it from unforeseeable circumstances: they lost a loved one, lost their job, gas/heating prices have skyrocketed, etc.
Others simply have not paid enough attention to their finances and spent way more than they should have.
Either way, do *not* lose hope - there are plenty of helpful resources that will help you get you on track to a safe, secure financial picture! Debt credit counseling is one way to get help How Consumer Debt Management Counseling Works Basically, you'll be paired with an expert debt counselor who looks at your financial picture and helps you get on track.
They'll guide you through making a workable budget - *not* the kind you make once and never look back at! - they'll help you lower your credit card debt by calling your credit card companies and negotiating on your behalf, they'll help you raise your credit score...
A good debt counselor will not only help you get out of debt, they'll help you stay out.
In the end it's about discipline and making the best of what you have...
there are no good excuses for poor money management! Here's the thing: Most people put it off because they think they will "sooner or later" get themselves back on track.
Truth is, you probably wouldn't be where you are if you were really disciplined with your finances.
There are plenty of debt counseling agencies - both companies and non-profits - who specialize in identifying a consumer's real needs and putting together a workable plan just for them.
Some folks have it from unforeseeable circumstances: they lost a loved one, lost their job, gas/heating prices have skyrocketed, etc.
Others simply have not paid enough attention to their finances and spent way more than they should have.
Either way, do *not* lose hope - there are plenty of helpful resources that will help you get you on track to a safe, secure financial picture! Debt credit counseling is one way to get help How Consumer Debt Management Counseling Works Basically, you'll be paired with an expert debt counselor who looks at your financial picture and helps you get on track.
They'll guide you through making a workable budget - *not* the kind you make once and never look back at! - they'll help you lower your credit card debt by calling your credit card companies and negotiating on your behalf, they'll help you raise your credit score...
A good debt counselor will not only help you get out of debt, they'll help you stay out.
In the end it's about discipline and making the best of what you have...
there are no good excuses for poor money management! Here's the thing: Most people put it off because they think they will "sooner or later" get themselves back on track.
Truth is, you probably wouldn't be where you are if you were really disciplined with your finances.
There are plenty of debt counseling agencies - both companies and non-profits - who specialize in identifying a consumer's real needs and putting together a workable plan just for them.