• Texas mortgage assistance grants are provided by the city or county.house image by ElsSh from Fotolia.com
  
  Many Texas cities or counties provide grants to assist with a down payment to purchase a home. These grants are offered to individuals deemed in need of home-buying assistance. Typically, these are low-income individuals.
  
  

Down Payment Solutions

• Down Payment Solutions aggregates a list of assistance programs across Texas. Contact the county or city directly to determine current grant amounts and processes.
  
  

Wells Fargo

• Wells Fargo aggregates a second list of such programs. Some of these correspond to the list provided by Down Payment Solutions, though some are unique. Contact the city or county using the phone number provided as amounts may have changed, and processes for submission are not included on the site.
  
  

Texas Down Payment Assistance Program

• If you are interested in assistance but find you are not eligible for a local grant, look into the Texas First Time Homebuyer program. This program assists with the down payment and closing costs. However, these grants are non-forgivable--they must be paid back.