Common Misconceptions About Personal Accident Claims
Most of us are already aware of the basics of personal accident claims, and the processes that you need to take whenever you are trying to file for it.
However, there are a still a lot of people who are being led to different misconceptions about an accident compensation claims, and this is what this article will be discussing.
Road Accident Most of us already know that everyone can file for an accident claims, for as long as we are not the one who caused the accident.
Aside from this, you will get very high chances that you will be compensated, especially if you have the supporting documents that will prove your innocence.
But what happens if the driver who caused the accident wasn't traced, doesn't have insurance, or you weren't able to get the information that you need in order to file a claim against him? At least 20% of drivers are driving without insurance, and this may happen anytime, so you need to know how you can still file for personal accident compensation claims even without the second party present in court.
The truth is that you don't actually need the information of the person who caused your injury, because you can file for personal accident compensation claims against Motor Insurers Bureau.
This is an organization that handles all compensations wherein the person who caused the injury cannot be traced.
A large amount of your insurance premium goes to them, so you won't have problems when filing personal accident claims against them.
Passengers' Accident Claims Now that we know that you can still file for a claim regardless of whether you have the information of the second party or not, it's time to find out about the rights of a passenger.
Clearly they are the victim of an accident, and they don't have to prove that they are not the one to blame, because passengers are not drivers.
But what if the passenger is riding in the car that caused the accident? Is he still eligible for personal accident compensation claims? The answer is yes! But what happens if the driver is, unfortunately, the passenger's relative or friend? Keep in mind that your relation with the driver doesn't matter.
What matters is you, getting the compensation that you need.
When filing for personal accident claims, you are filing against the person who caused the accident, but the compensation will be paid by the insurance company, unless your relative is driving without insurance.
However, there are a still a lot of people who are being led to different misconceptions about an accident compensation claims, and this is what this article will be discussing.
Road Accident Most of us already know that everyone can file for an accident claims, for as long as we are not the one who caused the accident.
Aside from this, you will get very high chances that you will be compensated, especially if you have the supporting documents that will prove your innocence.
But what happens if the driver who caused the accident wasn't traced, doesn't have insurance, or you weren't able to get the information that you need in order to file a claim against him? At least 20% of drivers are driving without insurance, and this may happen anytime, so you need to know how you can still file for personal accident compensation claims even without the second party present in court.
The truth is that you don't actually need the information of the person who caused your injury, because you can file for personal accident compensation claims against Motor Insurers Bureau.
This is an organization that handles all compensations wherein the person who caused the injury cannot be traced.
A large amount of your insurance premium goes to them, so you won't have problems when filing personal accident claims against them.
Passengers' Accident Claims Now that we know that you can still file for a claim regardless of whether you have the information of the second party or not, it's time to find out about the rights of a passenger.
Clearly they are the victim of an accident, and they don't have to prove that they are not the one to blame, because passengers are not drivers.
But what if the passenger is riding in the car that caused the accident? Is he still eligible for personal accident compensation claims? The answer is yes! But what happens if the driver is, unfortunately, the passenger's relative or friend? Keep in mind that your relation with the driver doesn't matter.
What matters is you, getting the compensation that you need.
When filing for personal accident claims, you are filing against the person who caused the accident, but the compensation will be paid by the insurance company, unless your relative is driving without insurance.