Car Insurance
If you have a car, no matter that you lease a car, buy a used car or you are accepted by the advertising company to get a free car, you should buy car insurance.
Buying auto insurance for your car can be a confusing, time consuming, and expensive ordeal if you approach it with no knowledge of the products and services that you will be paying so much of your hard-earned cash for.
You should feel well-equipped to go ahead and choose the best insurance company with the policy that will suit your needs, and maybe even save you some money.
Keep in mind that as a consumer, you have the responsibility to choose the best insurance company and policy for your current circumstances.
Devoting a little time for research up front, and reviewing your policy annually or as your situation changes, will help ensure that you are getting the best deal possible for auto insurance.
And while loyalty to a particular company can benefit you financially down the road, don't be shy to investigate other options if it could save you a significant amount of money.
When you purchase auto insurance, the company that issues your policy agrees to assume certain risks and cover your financial losses.
Most states require that you purchase and be able to provide proof of auto insurance in order to legally drive your vehicle in that state.
An insurance company may cancel or not renew your policy for several different reasons which vary by state.
Usually the company can cancel a policy for things like non-payment of the premium, or if your vehicle's registration has been suspended or revoked.
An insurance company must notify you in writing at least 30 days before the date of the policy's cancellation or non-renewal, with the specifics on why they are canceling or not renewing your policy.
If you are involved in an accident you should get the driver's name, address, telephone number, license plate number, and driver's license number.
Also get the name of the other driver's insurance company, policy number and insurance company telephone number from their proof-of-insurance card.
Give the other driver the same information about you.
If there are any witnesses, be sure to get their names and contact information.
Next, call your insurance company to report your claim, or call your agent.
Be sure to also give your insurance company the names and contact information for the accident witnesses.
Finally, follow up your claim with a copy of the police accident report.
If you are having a problem with your insurance company, you can contact the company's policyholder services office to answer your questions.
Your state's department of insurance is another resource that you can turn to if you are not satisfied with the results from your insurer.
They have complaint specialists who can investigate potential violations of the insurance laws in your state.
Buying auto insurance for your car can be a confusing, time consuming, and expensive ordeal if you approach it with no knowledge of the products and services that you will be paying so much of your hard-earned cash for.
You should feel well-equipped to go ahead and choose the best insurance company with the policy that will suit your needs, and maybe even save you some money.
Keep in mind that as a consumer, you have the responsibility to choose the best insurance company and policy for your current circumstances.
Devoting a little time for research up front, and reviewing your policy annually or as your situation changes, will help ensure that you are getting the best deal possible for auto insurance.
And while loyalty to a particular company can benefit you financially down the road, don't be shy to investigate other options if it could save you a significant amount of money.
When you purchase auto insurance, the company that issues your policy agrees to assume certain risks and cover your financial losses.
Most states require that you purchase and be able to provide proof of auto insurance in order to legally drive your vehicle in that state.
An insurance company may cancel or not renew your policy for several different reasons which vary by state.
Usually the company can cancel a policy for things like non-payment of the premium, or if your vehicle's registration has been suspended or revoked.
An insurance company must notify you in writing at least 30 days before the date of the policy's cancellation or non-renewal, with the specifics on why they are canceling or not renewing your policy.
If you are involved in an accident you should get the driver's name, address, telephone number, license plate number, and driver's license number.
Also get the name of the other driver's insurance company, policy number and insurance company telephone number from their proof-of-insurance card.
Give the other driver the same information about you.
If there are any witnesses, be sure to get their names and contact information.
Next, call your insurance company to report your claim, or call your agent.
Be sure to also give your insurance company the names and contact information for the accident witnesses.
Finally, follow up your claim with a copy of the police accident report.
If you are having a problem with your insurance company, you can contact the company's policyholder services office to answer your questions.
Your state's department of insurance is another resource that you can turn to if you are not satisfied with the results from your insurer.
They have complaint specialists who can investigate potential violations of the insurance laws in your state.