Careless Driving Will Get You to Pay More on Car Insurance
Your insurance rate goes up once you get involved in an accident.
If you had a drink, gauge very carefully if you are alright to drive.
It is probably safer to take a cab and come back for your car the next day.
If you feel sleepy, give up driving.
Take the bus, the subway, or a cab.
If you have a friend who is alright t drive and who is heading the same way as you then hitch a ride with that friend.
This way, you will not only be safe from accident but you will also prevent your car insurance rate from increasing.
Follow traffic rules.
If you are in such a hurry, keep your head cool and do not overtake.
If you chance to get in the wrong lane and a police spots you then you will be in big trouble.
Avoid going beyond speed limit, too.
It would not help you if you get caught.
Police have eyes even from outer space.
Satellite cameras have been a big help to the police department.
Violating traffic rules will get you tickets, not only fines.
Aside from this, tickets will only make your insurance company increase your rates.
Park your car carefully.
Parking lots are there for a reason.
They are provided for your parking convenience.
If a parking lot is some distance away from your destination, choose to walk than to park illegally.
Do not park on a sidewalk if you are not allowed to.
You will annoy the police as much as you will annoy pedestrians.
Keep in mind to check the time for when you should go back to your car.
Again, if you earn a ticket for parking rules then you are likely to pay higher rates when you renew your car insurance.
Of course, you should not race with other drivers for parking space.
This might result in an accident and you will likewise pay higher for your insurance rates if you get into an accident.
So, why do you get charged higher if you get involved in and accident or get tickets? Well, your insurance company will take all these to mean that you are at high risk to get into more accidents.
Your insurance company's concern is they will have to shell out more money each time you get into an accident.
They do not really care about the circumstances that got you into a car mishap.
What they care about is to find ways to compensate for the money they will be spending on you if you and your car.
Be a careful driver to avoid spending more money on car insurance.