Our opinion of the government has changed over the last year or so.
Whether you like it or no, some things have worked and some have not, you have to admit that this new leadership group is trying to make some big changes in an effort to help us.
One example that is a hot topic is health coverage.
Many people feel that it is not helping the right way or will not have an impact for years, but you still have to acknowledge there is something being done and that has taken forever to do.
Another hot topic is their approach to keeping people out of foreclosure.
The governments plan to get people out of the danger zone of foreclosure is a bit confusing and some debate its true value.
It is not the actual plan that has the problem; in fact it is a great idea.
You modify your home loan with a lower interest rate or even extending the years you pay, and this saves you hundreds of dollars a month making it easier to pay on time.
This is a great idea but its how you qualify for the program that has people scratching their heads.
You cannot enter the program unless you are struggling to pay your monthly mortgage on time, but are still able to do so.
That means if you are falling behind you do not qualify.
And if you do get accepted, your credit score takes a hit of over 100 points.
For anyone who is worried about your credit score taking that hit you need to know that it can be fixed quickly without a lot of time or money on your part.
Credit repair works in weeks to fix any score no matter the reason it was lowered.
A credit repair company is great because they handle the entire process for you, and it is effective and affordable.