When teenagers are first learning to drive, it's sometimes hard to know which vehicle will be the best for them.
Some teens are fine driving cars or trucks.
However, there are other types of vehicles that could work for them as well.
Some families get their teenager a moped or scooter as their first vehicle.
Mopeds cannot go as fast nor are they as powerful as motorcycles, which often suits them better.
Also, many parents feel more comfortable if their children are not able to drive as fast as they would in another type of vehicle.
What is high risk insurance coverage? Some people may only be eligible for high risk auto insurance premiums for various reasons.
Insurance companies will look at your history when determining which coverage to offer you.
Higher risk drivers include those who:

• Did not have insurance coverage on a vehicle at some time
• Are getting insurance for the first time ever
• Are under the age of 20
• Have a DUI or DWI on their record

Even those who are only eligible for high risk coverage deserve to have that coverage at an affordable price.
If your teen will be driving a moped or scooter, it is important to have solid insurance coverage to protect them in the event of an accident or collision.
Paying for proper insurance coverage now can help you save incredible amounts of money later on in the event that you or your child is involved in a moped accident.
Without proper insurance, you will be left to cover the costs of our accident out of pocket, which can be incredibly expensive.