How did you feel when you received your first your first credit card? You must have told yourself that you are free to buy all you want when you want.
Actually, when you are using a credit card to pay those bills, you are not exactly buying it; you are just charging it to your credit.
Thus, you are indebted and you are obliged to pay for it.
Sounds really good, right? However, you will somehow get tired of paying those debts every month.
Nobody wants to have debts higher than total income especially with credit cards as we all know how high the interest rates will be if you cannot pay your due on a certain month.
To keep you away from trouble, here are some practical ways on how to stay out of debt; Spend less on anything It does not mean you cut off buying the things that you need.
Instead you should cut off acquiring things you want.
You should have a clear line between your needs and wants.
Pay in Cash If you do not want to pay your dues every month, and then use cash when buying something and not your card.
If you have to buy something expensive, save some money, put it up until you can reach the targeted amount.
Always buy on sale Almost every month you can find store which are on sale.
During these times, you can find things you really want on lower prices than their original.
Pay your credit card dues If you are indebted, you must pay for it.
One thing to erase your debts is to pay for them.
Refuse any credit card offers These offers are so tempting but do not fall for it.
Refuse any offers even if they are too good for you.
Remember, they are always called "credit cards.
" Staying out of debt will make you successful and worry-free person.
Do not compromise your brighter future with the debts which you are sure if you can pay them.