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Convenient Banking Solutions By BOQ

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BOQ was founded in 1874 and is now the second-largest Queensland-based financial institution and the state's fifth largest company listed on the Australian Stock Exchange.
It has more than more than 200 branches all over the country.
It offers a wide range of financial services and is in the phase of expanding its market presence through its Owner-Managed Branches, a franchise approach to the provision of face-to-face banking services.
It has been rewarded various awards including Best Regional Bank award in 2004.
Officially it became Bank of Queensland in 1970, although it became a full trading bank in 1942.
The various service provided are:-
  • Savings accounts
  • Insurance
  • Superannuation
  • Personal loans
  • Credit cards
BOQ also provides credit cards that suits your financial situation as well as your lifestyle.
There are no hassles and it comes handy with low rates, no annual fees, reward programs and are Visa or Mastercard.
You can monitor and manage your account any-time from anywhere with the help of BOQ internet banking facility, you can do various operations such as:-
  • Pay bills
  • Make other payments online
  • Apply for accounts
  • Money or fund transfer
  • Get a transaction history
  • Receive bills online
You can opt for any choice in BOQ savings account facility.
They offer attractive higher rates paid on accounts over $5,000, lump sum investment accounts and bonus instant access savings accounts that provide instant access to your funds but reward you from limiting them to a minimum.
All accounts are protected up to $1 million per customer by the Financial Claim Scheme.
It offers three types of account:- Bonus Interest Savings Account, Cash Management Account and Premier Investment Account.
According to reports, in 2010 the Townsville branches of the Bank of Queensland was giving loans to clients of the collapsed Storm Financial.
They also offer several term deposits program (no maintenance or transaction fees applied to accounts).
You can also access your money anytime and from anywhere either in-branch or at an ATM with Internet Banking account.
The motive of BOQ is not merely making profit but also the welfare of Australian community.
For example it is involved in teaching financial subjects freely to Australian high school teachers.
Many schools and teachers are being benefited with this noble initiative of BOQ.
The Shareholders are encouragedto provide assistance for various youth hospitals which they can undertake through the dividend donation scheme of the bank.
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