How to Apply for Credit Information
- 1). Know your Social Security card number, date of birth, current address and previous addresses. You will be prompted to enter this personally identifiable information to confirm your identity.
- 2). Access the Internet from a secure computer in a private location in order to protect your personally identifiable information from online theft and lurkers.
- 3). Visit the Annual Credit Report website. (See reference) It is important to confirm that you have arrived at the legitimate AnnualCreditReport.com website, because you will be releasing personally identifiable information.
- 4). Select your state from the drop-down menu and click "Request Report" red button in the middle of the home page.
- 5). Enter your first name, middle initial, last name and suffix that appear on the first row.
- 6). Enter the month, day and year of your date of birth on the second row.
- 7). Enter your nine-digit Social Security number on the third row.
- 8). Check the box for additional security if you only want four digits of your Social Security number to appear on your credit report upon review.
- 9). Enter your current street address, including apartment number, in the Line 1 field and Line 2 field on the fifth row.
- 10
Enter your current city, state and zip code in the respective fields on the sixth row. - 11
Answer the following question: "Have you lived at your current address for at least two years?" If the answer is "No," proceed to Step 12. If the answer is "Yes," proceed to Step 14. - 12
Enter the previous street address, including apartment number, in the Line 1 field and Line 2 field on the eighth row. - 13
Enter the previous city, state and zip code in the respective fields on the ninth row. - 14
Type the characters within the picture on the bottom left of your screen in the "Enter Characters:" field on the right. - 15
Click on the "Continue" button on the bottom right of the page to validate your personal information. - 16
Check the credit bureau(s) from which you want to review and print a copy of your credit report. - 17
Follow the prompts and review your report(s) diligently to confirm its accuracy. Follow the prompts to safely and securely log out of the system.