How to Use a Walmart Credit Card to Shop
- 1). Use your Walmart credit card at any Walmart store location. When using your card at a Walmart store, you are allowed to get a $20 to $60 cash advance from the POS (point-of-sale) machine. A $20 cash advance is free. Anything over $20 will be assessed a surcharge. You are allowed one cash advance per day.
- 2). Use your Walmart credit card at any Sams' Club location.
- 3). Use your Walmart credit card anywhere that a Discover card is accepted. You can do this only if you have the Walmart credit card that bears the Discover logo. When you make purchases with the Walmart Discover card, you also receive a 1 percent cash-back reward toward your purchase.
- 4). Use your Walmart card to purchase gas from Walmart gas stations. Your card will save you 3 cents per gallon.
- 5). Use your Walmart credit card to make online purchases from the Walmart and Sam's Club websites.