Top 4 Benefits of Having Fridge Freezer Insurance
The fridge freezer is one of the most important appliances we use in our homes. We love to stock it up with all kinds of foods that keep us from going hungry. No wonder it's such an inconvenience when it stops functioning. The cost incurred would be quite significant - replacing not only the food items but possibly parts of the fridge or the fridge itself. Some insurance companies have a separate home appliance cover just to address this issue.
Understanding the Cost Involved
Some companies offer fridge freezer insurance in the UK for as little as 65 pounds a year - that's quite reasonable when you consider the fact that a replacement fridge would cost in hundreds. Fridge freezers have 2 systems - one for cooling and the other for freezing and as such they are more susceptible to breakdown. American fridge freezers are even more expensive and damage could set you back by over a thousand pounds. In such a scenario, it's best to have insurance so you don't have to incur exorbitant expenses for call outs, labor and replacement parts charges.
How to Make Claims
Some companies adopt a very simple process - all you have to do is call up their support team that works on weekdays and they will help you get your appliance up and running. A home appliance cover provider with a nationwide presence will be able to send a local technician or engineer to your home to rectify the problem. If the engineers find that it is not economically viable to repair the system, they may even recommend a replacement of parts or the entire unit. You can expect a settlement of up to 500 pounds. There is no limit to the number of call outs or claims that you can make during the period for which you are covered.
Features to Look Out For
When you opt for comprehensive insurance for home appliances, you can expect speedy rectification of complaints, unlimited call outs, speedy repairs and no extra charges for replacements. Some companies don't even put any restriction on the age of the equipment. If you opt for multi appliance insurance, you can get 4 appliances covered for less than 140 pounds a year - now, isn't that a deal?
Check for Credentials
Choose a company that is regulated by a professional body such as the Financial Conduct Authority which is an independently functioning body that regulates financial services. Most companies provide a link on their website which you can click to verify their claims and establish their credentials. Also ensure that the provider is covered by Financial Services Compensation Scheme which will ensure that you can claim compensation if the company is unable to meet its obligations.
You don't have to write off your fridge freezer simply because it needs repair. You can extend the life of your product by taking up comprehensive fridge freezer insurance in the UK - contact a provider for more details..
Understanding the Cost Involved
Some companies offer fridge freezer insurance in the UK for as little as 65 pounds a year - that's quite reasonable when you consider the fact that a replacement fridge would cost in hundreds. Fridge freezers have 2 systems - one for cooling and the other for freezing and as such they are more susceptible to breakdown. American fridge freezers are even more expensive and damage could set you back by over a thousand pounds. In such a scenario, it's best to have insurance so you don't have to incur exorbitant expenses for call outs, labor and replacement parts charges.
How to Make Claims
Some companies adopt a very simple process - all you have to do is call up their support team that works on weekdays and they will help you get your appliance up and running. A home appliance cover provider with a nationwide presence will be able to send a local technician or engineer to your home to rectify the problem. If the engineers find that it is not economically viable to repair the system, they may even recommend a replacement of parts or the entire unit. You can expect a settlement of up to 500 pounds. There is no limit to the number of call outs or claims that you can make during the period for which you are covered.
Features to Look Out For
When you opt for comprehensive insurance for home appliances, you can expect speedy rectification of complaints, unlimited call outs, speedy repairs and no extra charges for replacements. Some companies don't even put any restriction on the age of the equipment. If you opt for multi appliance insurance, you can get 4 appliances covered for less than 140 pounds a year - now, isn't that a deal?
Check for Credentials
Choose a company that is regulated by a professional body such as the Financial Conduct Authority which is an independently functioning body that regulates financial services. Most companies provide a link on their website which you can click to verify their claims and establish their credentials. Also ensure that the provider is covered by Financial Services Compensation Scheme which will ensure that you can claim compensation if the company is unable to meet its obligations.
You don't have to write off your fridge freezer simply because it needs repair. You can extend the life of your product by taking up comprehensive fridge freezer insurance in the UK - contact a provider for more details..