Who is responsible for Car Damage caused by things that fall off from Moving truck?
Many times Truck drivers do not load properly and which results in fall of the loads from the truck. In such case many times the vehicle that is moving by gets damaged or wrecked by the load that falls off from the truck. In such condition who is exactly responsible?
In California, law says that, it is the responsibility of truck driver to securely and properly load their trucks. If they fail in doing so, law will find the truck driver responsible for all the loss and damage that occurs to the other vehicle. We would also be held responsible for the property damage to your car or vehicle, and also for the personal injury caused to you or other members in the car.
Sometimes, when a load falls off from the truck, the truck driver is unaware of the damage that caused due to the load falling on the car beside. Truck driver may not know that he has lost his load from back and has hit any car that is behind.
When the truck driver is unaware of the fact, that any other car is being wrecked by his load that fell out of the truck, this becomes a hit and run case. Under such case the insurance company needs to pay for the damage that is caused to the car under the uninsured motorist coverage. Your insurance company under the uninsured motorist coverage policy will pay for the damaged that is caused to your car because of the load that falls on the car and also will pay compensation if there is any personal injury caused to you and other passengers who were there in the car when the incident took place.
If such incidence occurs you should take actions as soon as possible. Many insurance companies have certain provisions in their policy rules that the police is informed about the incident and then you can claim for insurance of your personals even within 30 days after the incident. Whereas some insurance companies require that they should be allowed to cross check or verify the property damage caused to your car and also they need to verify the personal injuries in order to claim against the loss.
If your insurance company has some restrictions like above you should compensate with their provisions and let them investigate the damage that is caused while the incident. You must thus comply with your insurance company, otherwise insurance company may deny to compensate for the loss, if the investigation fails or does not fulfill their criteria.
Another thing that can be done when you meet such kind of incidents and your car is totally damaged and you are sucked in the middle of the road, you can take help of any reliable towing company.Towing companies not only repairs and tow your vehicle but will also help in informing the police and insurance companies about the incident and the damages that are caused in result to it.
In California, law says that, it is the responsibility of truck driver to securely and properly load their trucks. If they fail in doing so, law will find the truck driver responsible for all the loss and damage that occurs to the other vehicle. We would also be held responsible for the property damage to your car or vehicle, and also for the personal injury caused to you or other members in the car.
Sometimes, when a load falls off from the truck, the truck driver is unaware of the damage that caused due to the load falling on the car beside. Truck driver may not know that he has lost his load from back and has hit any car that is behind.
When the truck driver is unaware of the fact, that any other car is being wrecked by his load that fell out of the truck, this becomes a hit and run case. Under such case the insurance company needs to pay for the damage that is caused to the car under the uninsured motorist coverage. Your insurance company under the uninsured motorist coverage policy will pay for the damaged that is caused to your car because of the load that falls on the car and also will pay compensation if there is any personal injury caused to you and other passengers who were there in the car when the incident took place.
If such incidence occurs you should take actions as soon as possible. Many insurance companies have certain provisions in their policy rules that the police is informed about the incident and then you can claim for insurance of your personals even within 30 days after the incident. Whereas some insurance companies require that they should be allowed to cross check or verify the property damage caused to your car and also they need to verify the personal injuries in order to claim against the loss.
If your insurance company has some restrictions like above you should compensate with their provisions and let them investigate the damage that is caused while the incident. You must thus comply with your insurance company, otherwise insurance company may deny to compensate for the loss, if the investigation fails or does not fulfill their criteria.
Another thing that can be done when you meet such kind of incidents and your car is totally damaged and you are sucked in the middle of the road, you can take help of any reliable towing company.Towing companies not only repairs and tow your vehicle but will also help in informing the police and insurance companies about the incident and the damages that are caused in result to it.