How to Fix My Credit Report; How I turned My Credit Around in 4 Simple Steps.
I believe that anybody knows the basics of credit repair such as credit scores, credit rating scales, and making a budget. I'm not here to insult you by telling you the same things over. I'm here to help you do something different. I am here to help you "design a life."
The following four steps will assist you in truly getting all of your finances in impeccable shape.
1. I got real serious. I decided that I got real tired of feeling out of control with my finances. It seemed to affect other areas of my life and I was really fed up with how powerless I felt. I made a point to go out there and research information that was
- going to raise my credit score quickly
- help me manage my income(so my income no longer managed me)
- keep my finances balanced for long-term.
2. I obtained a credit report so I could begin devising a plan to get my life back on track. I wanted to know my credit score and I also
wanted to know what marks, both good and bad, were on my credit report.
3. I started paying my bills in a timely matter. I made sure to prioritize which bills were needed to pay first both by size of the bill and also by interest rate I was being charged. I was mainly interested in lowering my overall balance so I tackled the higher bills first.
4. I raised my income. I kept my day job and started looking for things I could do on the Internet to bring an extra cash to accelerate this process. This part was actually very motivating to me.
Just the *action* of raising my income put in a state of mind to where I knew that I would not fail. After trial and error, I was able to find places where I could write articles in my spare time and get paid for it.
I was also able to find part-time data entry jobs, and other simple computer work, but mostly writing articles. By keeping my day job, I was able to keep my "safety net." By doing the freelance stuff like writing articles, I was able to really accelerate my credit liberating process ten-fold.
Of course these steps are just the basics. But they should have fired off some neurons inside your head to get you thinking of ways you have not conceived yet.
Getting a hold of your finances by fixing your credit report is a very liberating thing not so much in the end result, but also in the
journey of doing so, especially when the journey is worthwhile and fun.
The following four steps will assist you in truly getting all of your finances in impeccable shape.
1. I got real serious. I decided that I got real tired of feeling out of control with my finances. It seemed to affect other areas of my life and I was really fed up with how powerless I felt. I made a point to go out there and research information that was
- going to raise my credit score quickly
- help me manage my income(so my income no longer managed me)
- keep my finances balanced for long-term.
2. I obtained a credit report so I could begin devising a plan to get my life back on track. I wanted to know my credit score and I also
wanted to know what marks, both good and bad, were on my credit report.
3. I started paying my bills in a timely matter. I made sure to prioritize which bills were needed to pay first both by size of the bill and also by interest rate I was being charged. I was mainly interested in lowering my overall balance so I tackled the higher bills first.
4. I raised my income. I kept my day job and started looking for things I could do on the Internet to bring an extra cash to accelerate this process. This part was actually very motivating to me.
Just the *action* of raising my income put in a state of mind to where I knew that I would not fail. After trial and error, I was able to find places where I could write articles in my spare time and get paid for it.
I was also able to find part-time data entry jobs, and other simple computer work, but mostly writing articles. By keeping my day job, I was able to keep my "safety net." By doing the freelance stuff like writing articles, I was able to really accelerate my credit liberating process ten-fold.
Of course these steps are just the basics. But they should have fired off some neurons inside your head to get you thinking of ways you have not conceived yet.
Getting a hold of your finances by fixing your credit report is a very liberating thing not so much in the end result, but also in the
journey of doing so, especially when the journey is worthwhile and fun.