If you are reading this I guess it would be fair to say that you have come to the realization that you need to repair your credit score.
The reality of the situation is most individuals don't think about their credit score until it's too late.
I do however want to congratulate you for taking the first step.
You are about to receive 3 basic tips that are guaranteed to raise your credit score rapidly.
Highlight Errors - The majority of credit reports that I have come across have several mistakes on them.
No matter how big or small the errors you should dispute them immediately.
On Time Payments - This is hands down the number one cause of bad credit scores.
It is a necessity that you pay your bills on time.
If you foresee that you are not going to be able to make a payment on time you should immediately contact your creditor to let them know.
Keep Balances Low - Having maxed out credit cards also effects your credit score.
It is recommended that you either pay off credit card balances or try to keep a low balance.
The first thing that my students ask me is where do they get started.
Well, it's a simple question that deserves a simple answer.
The most important step is to take action.
That's right don't procrastinate - get started repairing your credit right now.
The truth is the entire process is pretty simple.
You will need four things to achieve positive results.
The first is knowledge.
The second is organizational skills.
The third is patience, and the fourth is time.
You didn't mess up your credit score overnight and chances are you are not going to repair it overnight.
If you follow the three basic tips above you will find yourself in a lot better shape than you are in now.