Can My Auto Insurance Be Applicable For Rental Cars?
Auto insurance is one of the most important things in ones life.
Your car is your biggest asset and you do not want it to be in danger by leaving it uninsured.
There are lots of insurance policies that are available on the internet and at your nearest car dealer's showroom.
But it is best to choose the insurance policy that would help you in future also.
There are insurance policies that include the insurance for rental cars too, it is very important to have you insured on the rental cars.
If you are out on a business trip or on a vacation you must have rental car insurance.
The rental car owner may suggest you to buy a new one if you do not own, you may buy it without a second thought and then you may pay later for your mistakes.
In situations where you have very little idea that you may have rental insurance cover or not then it is best to contact your insurance agent and know the proper details on it.
There are only two types of insurance policies that cover your rental car insurance also.
Some of the insurance companies may offer you a very good trade by giving you the extended insurance cover on your rental cars.
But make sure that they have the right type of gap insurance cover for your rental car also.
You would have to make the employer's pay also as your insurance policy would not cover that.
The other way in which you can have a rental car cover in your car insurance policy is by getting your rental car insurance cover from the credit card company.
Yes there are lots of credit card companies that would offer to cover your rental car insurance.
The terms and conditions placed by these companies are different and they may change as per the company rules.
They would mostly help you cover the insurance for the physical damage of the car or vehicle but not on the other aspects such as theft of personal items, theft of the vehicle and if met with an accident then for the personal injuries incurred.
The additional coverage for a rental car must be very necessary and it may or may not fit everyone.
So if it suits you then there are a few options offered by the insurance companies.
If your rental car meets an accident and it is totaled, gets damaged or immobilized or if your car is stolen due to some reason then the additional insurance of CDW (collision damage waiver) or LDW which is to cover the cost for the lost vehicle.
If you meet an accident and you are severely injured or your family has got very bad injuries then in such circumstances the PAI (personal accident insurance) is useful.
It covers the medical bills that you may have to pay after the treatment.
The SLI (supplemental liability insurance) is very important for those who have the chances of liabilities problem.
They offer you $ 1 million for the coverage of your liabilities.
If you loss your personal items then PEC (personal effect coverage) would be the right choice.
Your car is your biggest asset and you do not want it to be in danger by leaving it uninsured.
There are lots of insurance policies that are available on the internet and at your nearest car dealer's showroom.
But it is best to choose the insurance policy that would help you in future also.
There are insurance policies that include the insurance for rental cars too, it is very important to have you insured on the rental cars.
If you are out on a business trip or on a vacation you must have rental car insurance.
The rental car owner may suggest you to buy a new one if you do not own, you may buy it without a second thought and then you may pay later for your mistakes.
In situations where you have very little idea that you may have rental insurance cover or not then it is best to contact your insurance agent and know the proper details on it.
There are only two types of insurance policies that cover your rental car insurance also.
Some of the insurance companies may offer you a very good trade by giving you the extended insurance cover on your rental cars.
But make sure that they have the right type of gap insurance cover for your rental car also.
You would have to make the employer's pay also as your insurance policy would not cover that.
The other way in which you can have a rental car cover in your car insurance policy is by getting your rental car insurance cover from the credit card company.
Yes there are lots of credit card companies that would offer to cover your rental car insurance.
The terms and conditions placed by these companies are different and they may change as per the company rules.
They would mostly help you cover the insurance for the physical damage of the car or vehicle but not on the other aspects such as theft of personal items, theft of the vehicle and if met with an accident then for the personal injuries incurred.
The additional coverage for a rental car must be very necessary and it may or may not fit everyone.
So if it suits you then there are a few options offered by the insurance companies.
If your rental car meets an accident and it is totaled, gets damaged or immobilized or if your car is stolen due to some reason then the additional insurance of CDW (collision damage waiver) or LDW which is to cover the cost for the lost vehicle.
If you meet an accident and you are severely injured or your family has got very bad injuries then in such circumstances the PAI (personal accident insurance) is useful.
It covers the medical bills that you may have to pay after the treatment.
The SLI (supplemental liability insurance) is very important for those who have the chances of liabilities problem.
They offer you $ 1 million for the coverage of your liabilities.
If you loss your personal items then PEC (personal effect coverage) would be the right choice.