Can Something Cheap Be Good Value?
If you look around the internet, you'll find many articles promising you can find cheap insurance. This is just an invitation for you to come look around the store and see what's on offer. If you follow these links from google always remember there's never any obligation to buy and it costs you nothing to look. Keeping this real, the sites run by single insurers are the least likely to have anything really cheap. Without competition from any other insurers, the prices will be pitched higher. But if you come to a site like this where a search engine delivers quotes from multiple insurers, all the premium rates will be pitched slightly lower so that, on a one-for-one comparison, they are all in the same price range.
So how do you get the best value? It all starts with shopping around. Get auto insurance quotes from as many different sources a possible. Only when you can compare and contrast prices can you get a feel for what might be good value. Now comes the harder work. Until you actually read the small print of the policies, you cannot know exactly what cover you're buying and, more importantly, what's not going to be covered. If all you do is compare prices, you're gambling that, if you make a claim, it will be paid. Always find that part of the policy dealing with limitations and exclusions. That way, you'll discover the real value of the policy. Some of the English can be difficult to understand. Attorneys never like to write anything using ordinary words. Remember, before you buy, insurers will be nice to you and answer questions. Pick up the telephone and ask. If their representatives don't want to explain what their policies mean, this suggests they know they are poor value. So when you get the auto insurance quotes, read the policies. Cheap is no good unless the coverage is what you need.