Medicare Supplement Plan F - Covering For the Unexpected
Medicare Supplement Plan F provides a comprehensive choice to cover the gaps and costs of Medicare coverage.
Plan F covers the basics that all Medigap policies do.
Basic Medigap coverage includes coinsurance for hospital days 61 through 150, all coinsurance and co-payments for Part B after the deductible is met, and the cost of up to 365 additional hospital days after Medicare benefits run out.
It also covers the cost of the first three pints of blood.
But, there are significant costs that can still occur even with basic coverage.
What else does Medicare Supplement Plan F cover? Plan F covers 100% of the deductibles for both Part A and Part B.
It also provides for 100% of Part B's excess.
Part B's excess is when a doctor's charges are not totally covered by Medicare.
The doctor can charge you up to 15% of the amount not covered by Medicare.
Plan F covers all of it.
Plan F also provides coverage for foreign travel emergencies and coinsurance on skilled nursing facilities.
And, beginning on June 1, 2010, hospice care coverage is being added to this plan.
Here is an example of what Medicare Supplement Plan F would cover.
Let's say you go into the hospital and end up staying for an extended period of time.
Medicare would cover the hospital stay costs (Part A coverage) for the first 60 days, except for the $1068 deductible.
Plan F would pay the $1068.
Medicare would cover all of the costs except $267 per day for days 61-90.
Plan F would cover the $267 daily short fall.
For days 91 through 150, Medicare pays costs except for $534 per day.
Plan F would cover that amount.
This is just an example, but it gives you an idea of what Plan F would do to protect your finances.
Medicare Supplement Plan F gives you the chance to cover the bases before something happens.
You do not want to be caught without it.
If you are ever in an accident or your health takes a quick turn for the worst, Plan F could save your nest egg.
Take a look around and see what our company can do to help you.
It is well worth a few minutes of your time and attention.
We can give you quotes from different companies.
With premiums differing from one company to another, you can get just as much coverage at a better price.
Plan F covers the basics that all Medigap policies do.
Basic Medigap coverage includes coinsurance for hospital days 61 through 150, all coinsurance and co-payments for Part B after the deductible is met, and the cost of up to 365 additional hospital days after Medicare benefits run out.
It also covers the cost of the first three pints of blood.
But, there are significant costs that can still occur even with basic coverage.
What else does Medicare Supplement Plan F cover? Plan F covers 100% of the deductibles for both Part A and Part B.
It also provides for 100% of Part B's excess.
Part B's excess is when a doctor's charges are not totally covered by Medicare.
The doctor can charge you up to 15% of the amount not covered by Medicare.
Plan F covers all of it.
Plan F also provides coverage for foreign travel emergencies and coinsurance on skilled nursing facilities.
And, beginning on June 1, 2010, hospice care coverage is being added to this plan.
Here is an example of what Medicare Supplement Plan F would cover.
Let's say you go into the hospital and end up staying for an extended period of time.
Medicare would cover the hospital stay costs (Part A coverage) for the first 60 days, except for the $1068 deductible.
Plan F would pay the $1068.
Medicare would cover all of the costs except $267 per day for days 61-90.
Plan F would cover the $267 daily short fall.
For days 91 through 150, Medicare pays costs except for $534 per day.
Plan F would cover that amount.
This is just an example, but it gives you an idea of what Plan F would do to protect your finances.
Medicare Supplement Plan F gives you the chance to cover the bases before something happens.
You do not want to be caught without it.
If you are ever in an accident or your health takes a quick turn for the worst, Plan F could save your nest egg.
Take a look around and see what our company can do to help you.
It is well worth a few minutes of your time and attention.
We can give you quotes from different companies.
With premiums differing from one company to another, you can get just as much coverage at a better price.