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Want a Motorhome? Check Out The Cost of Insurance And Other Pros and Cons

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In many cases, the pros and cons of owning a motor home are the mirror image to those for a travel trailer. It is important to take all aspects into consideration before making a decision.

Cost

The all-in-one design of a motor home means that you are probably going to have to shell out a pretty large chunk of change for one. And if you have your heart set on a fancy new Class A model, be prepared to spend well over a $100,000.


  • Convenience: ?Unless towing a car behind them, motor home owners are severely limited in regard to mobility. That means you'll be hauling your entire home with you anytime you want to take a short side trip or pick up a few items at the market. And parking in town is going to be a problem.

 
  • Restrictions While Traveling: A big advantage is that you have full run of your home-on-wheels while on the road. That means your fellow travelers can sleep, fix dinner, watch TV or simply relax in the living area while you drive to your evening's destination.

 
  • Insurance: ?Insurance on a motor home may not be a bad as you think although definitely higher than a travel trailer. The amount of time you spend in your motor home along with your average miles can make a big difference. If you are camping less than 30 days a year, your cost of insurance could very well be under $400 a year for insurance. Four hundred might sound like a lot, but some of these vehicles can cost a whole lot to repair. The cost of motor home insurance can vary widely especially if you use it frequently. The annual cost could reach as high as a few thousand dollars a year.
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