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Judgment Removal - How to Get a Judgment Off Your Credit Report

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If you have found a judgment on your credit report, read on to learn how to get a removal of judgment off your report.
Once you have been sued, you have approximately 30 days to dispute the case, the hearing can be cancelled if you have proof the debt is invalidated.
If the debt is indeed correct and owed by you, then you should contact the judgment creditor as soon as possible when served.
This can help the judgment entry stay off your credit report as removal of judgment is often a complicated process.
  Check the statute of limitations of the debt as well, many states do not allow a debt over 4-6 years to be included and could be cause for their removal of judgment, but some states do allow these debts to be renewed.
  The best ways of getting a removal of judgment you do still owe is to set up a meeting with the judgment creditor and discuss repayment then pay it off if at all possible.
This way it will never touch your credit report.
 When in negotiations with the judgment creditor, be sure to get everything in writing.
You can use this as proof if you notice your credits rating has not changed within the allotted amount of time, usually 45 days.
     There is also another motion to receive a removal of judgment against you; it's called a motion to vacate.
This is a great option especially if you were sued as an error or because of social security income and retirement that were improperly served.
The removal of judgment being vacated means that it will not have a place within your credit report and you will owe no payment for it.
Acquiring a lawyer to help for this process is the smartest way to go.
  The best way to avoid having a removal of judgment problem is the avoidance of judgments altogether.
 
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