How to Close Your Credit Card When It Is Paid Off
- 1). Call your credit card company and inform the representative that you wish to close your account. Also request that written confirmation be mailed to you when the process is completed.
- 2). Send a letter to the credit card company with instructions to close your account. This provides written documentation of your request in the event that your initial request was not properly or completely handled.
- 3). Check your credit report at least a month after sending the letter and make sure that the account is listed as closed at your request and that all history relating to that account has been documented correctly.