You were one of the many Americans that were in debt over their heads and finally looked into the debt relief programs you'd heard so much about over the last couple of years.
You finally got your debt set up on a consolidation program and, along with that debt relief solution, you got a debt counselor as well.
Take advantage of both the debt consolidation as well as the counselor's advice to not only get your debt reduced and paid but to create a healthy financial life for your financially secure future.
Since you decided to lump all of your debt into one consolidation repayment plan you are paying for the extras and one of the great extras is your own debt counselors.
Your debt counselor will help you determine how you should set up your payment plan so you can meet the minimum amount of the debt monthly and still get it paid down.
They will work with you by offering the proposals to lower interest rates on your payments to your creditors.
With their help and expertise you will be finished with the consolidation program at a typical rate of about 5 years.
We all realize that if we were financial wizards we wouldn't have gotten into debt in the first place.
That is one of the advantages of having your own debt counselor with the debt consolidation plan you've chosen.
They are there to offer you great support and advice all along the way so together with the program and your counselor you will begin to finally see a healthy financial life.
A credit counselor will help you with your damaged credit history.
They open the doors for you to pay back your debt with lower payments by creating a workable plan with your best interests in mind.
Use your debt counseling and debt consolidation solutions to your best advantage by using the two of them together to promote a healthy financial life for the best, debt free future you and your family deserve.