What to Do If You Have Been a Victim of Identity Theft
You sit down at your table and check the mail. You come across a stuffed envelope from the bank. You open it up and you come across a series of purchases that you haven't made from stores you've never been to. You are now a victim of financial identity theft, a more and more common thing nowadays.
Another possible scenario implies the police. They come at your door and accuse you of something you didn't do. Nobody is ever guilty of a crime, so the officers will probably just ignore you. Time to call a lawyer and sort things out! But beware! There is a hard battle ahead of you!
What to do? In the first case, you should react as if your wallet was stolen. First, you have to call the bank and notify them about the errors. You will have to state your name, account number, and when the date of the error. It is important to report the problem as quickly as possible or else you will lose a lot of money and time. The bank will investigate your problem and will report back to you in about 10 days. If the stolen amount is high and if there are complications, the process may take up to a month or more.
In the second scenario, things are a lot more complicated. If you have identity theft protection, you can call the company and get legal help through them. Such programs work in a similar way to insurance policies: for a monthly fee they will provide legal services against identity theft.
If you are not covered, you will have to call a lawyer. Make sure you choose an attorney that specializes in identity theft. You can find many law firms on the internet, but make sure the one you are hiring can operate in your state. It is best to look in your own city for legal help. A good lawyer can be of real help in such situations. First you will benefit from professional legal guidance; second, the attorney will gather information for your case; and lastly, you will be protected against any harm that a false accusation could bring you.
If you have been the victim of identity theft, do not hesitate to take action! The faster you move, the better it will be! The consequences are not pleasant, but unfortunately, these kinds of things happen more and more often!
Another possible scenario implies the police. They come at your door and accuse you of something you didn't do. Nobody is ever guilty of a crime, so the officers will probably just ignore you. Time to call a lawyer and sort things out! But beware! There is a hard battle ahead of you!
What to do? In the first case, you should react as if your wallet was stolen. First, you have to call the bank and notify them about the errors. You will have to state your name, account number, and when the date of the error. It is important to report the problem as quickly as possible or else you will lose a lot of money and time. The bank will investigate your problem and will report back to you in about 10 days. If the stolen amount is high and if there are complications, the process may take up to a month or more.
In the second scenario, things are a lot more complicated. If you have identity theft protection, you can call the company and get legal help through them. Such programs work in a similar way to insurance policies: for a monthly fee they will provide legal services against identity theft.
If you are not covered, you will have to call a lawyer. Make sure you choose an attorney that specializes in identity theft. You can find many law firms on the internet, but make sure the one you are hiring can operate in your state. It is best to look in your own city for legal help. A good lawyer can be of real help in such situations. First you will benefit from professional legal guidance; second, the attorney will gather information for your case; and lastly, you will be protected against any harm that a false accusation could bring you.
If you have been the victim of identity theft, do not hesitate to take action! The faster you move, the better it will be! The consequences are not pleasant, but unfortunately, these kinds of things happen more and more often!