When you have been in an auto accident, frequently you will seek compensation from the other driver's insurance company for your damages.
This can quickly become complicated.
For example, often the other driver may not own insurance or may have not purchased enough insurance to cover the damages.
In such an instance you may have to rely on your personal insurance provider to cover the damages.
Dealing with an insurance company can be frightening and exasperating.
It is often necessary and even beneficial to hire an attorney/personal injury lawyer to aid you in dealing with an insurance company.
Your best interests need to be protected and hiring an attorney is an excellent method of securing this.
Typically, an attorney will first begin with discussing the situation/damages with the insurance company.
During this stage of negating, it is very important for you as an individual to cooperate with your attorney by keeping track of all events that transpired in the accident.
A typed or written outline of the accident would be beneficial to your attorney.
This way you will not forget any details of the accident.
Make a file to contain all information that is pertinent to the accident and keep it in a safe place.
Be sure to provide your attorney with copies of your factual version of the accident, a copy of the final written police report, pictures of the accident/car damage/personal bodily injuries, contact information for all parties involved, any medical records/bills, records of lost wages, etc.
Typically once all information has been collected by your attorney, the personal injury lawyer will send a letter to the insurance company demanding an appropriate level of compensation.
Of course the letter should outline why this compensation is demanded, why the other driver was the cause of the damages/injuries, your medical records, lose of wages, etc.
A settlement is often reached between the personal injury lawyer and the insurance agency out of court.
But, in some cases it may have to be settled in court.