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How to Write Off Bad Loans From Income Tax

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    • 1). Complete the Schedule C form through Line 26, putting in your company information and income.

    • 2). Write in Part V, Other Expenses, on the back of Page 1 of the Schedule C form, the amount of the bad debt or loan that you have decided is uncollectible.

    • 3). Add the sums in Part V and put the total on line 48. Put this same amount on Line 27 on the front of the Schedule C.

    • 4). Add up your total expenses and put that figure on Line 28 on the front of the Schedule C. Complete the rest of the form and include it with your IRS 1040 form.

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