Automobile Insurance Rates - 7 Steps to Lower Price by 40% to 50%
Automobile insurance rates read this and quickly learn how you can lower your car insurance rates by 40% to 50% and get good coverage while saving money.
If you drive a car you must have insurance in almost every state in the union.
The only question that is left is how much do you pay for it.
Car insurance will pay for damages if you cause an accident or injury other people and will provide legal assistance to you if someone should sue you.
Anybody who gets into an automobile and drives without insurance is putting himself or herself at extremely high risk for losing everything they would ever work for.
Here are 7 steps you can take to keep your car insurance rates low.
1.
Keep your drivers record clean.
If you get any moving violations go to drivers school and after attendance the points will be removed from your license and will lower your insurance cost.
2.
Buy a small four-door sedan.
Insurance companies also based their price on the type of car that you drive and if you drive a small two-door convertible with a big engine you are going to pay a lot of money for your car insurance.
3.
Make sure your car has safety features.
If you have seat belts, airbags and antitheft device the cost of your insurance will be lower as the insurance companies will deem your car a safe vehicle.
4.
Multiple car discount.
If you have more than one car and you buy insurance for both cars with the same company you will qualify for this discount and this could be a very substantial savings to you.
5.
Ask for other discounts.
If you belong to any organization such you may qualify for a discount and you also may be able to get a discount through your employer.
6.
Raise your deductible.
The higher the deductible the lower the price and if you will raise your deductible to $1000 per accident or even $1500 per accident you will lower the price of your insurance by 40%.
7.
Cancel your comprehensive automobile insurance policy.
If you will do that and go with a straight liability policy you will save yourself another 20%.
You can only do this if you do not own any money on your car.
Automobile insurance rates can be much lower if you will follow the steps outlined in this article.
If you drive a car you must have insurance in almost every state in the union.
The only question that is left is how much do you pay for it.
Car insurance will pay for damages if you cause an accident or injury other people and will provide legal assistance to you if someone should sue you.
Anybody who gets into an automobile and drives without insurance is putting himself or herself at extremely high risk for losing everything they would ever work for.
Here are 7 steps you can take to keep your car insurance rates low.
1.
Keep your drivers record clean.
If you get any moving violations go to drivers school and after attendance the points will be removed from your license and will lower your insurance cost.
2.
Buy a small four-door sedan.
Insurance companies also based their price on the type of car that you drive and if you drive a small two-door convertible with a big engine you are going to pay a lot of money for your car insurance.
3.
Make sure your car has safety features.
If you have seat belts, airbags and antitheft device the cost of your insurance will be lower as the insurance companies will deem your car a safe vehicle.
4.
Multiple car discount.
If you have more than one car and you buy insurance for both cars with the same company you will qualify for this discount and this could be a very substantial savings to you.
5.
Ask for other discounts.
If you belong to any organization such you may qualify for a discount and you also may be able to get a discount through your employer.
6.
Raise your deductible.
The higher the deductible the lower the price and if you will raise your deductible to $1000 per accident or even $1500 per accident you will lower the price of your insurance by 40%.
7.
Cancel your comprehensive automobile insurance policy.
If you will do that and go with a straight liability policy you will save yourself another 20%.
You can only do this if you do not own any money on your car.
Automobile insurance rates can be much lower if you will follow the steps outlined in this article.