Benefits & Services of MasterCard Credit Cards
- MasterCard offers an array of benefits and services that are tiered for their customer accounts. Some of MasterCard's services are available to all customers, while other benefits and services are reserved for their premier and gold customers. Every MasterCard holder is privy to MasterCard's easy bill pay, emergency assistance and safe online shopping. The company offers emergency assistance to its customers for lost and stolen card issues and other emergency contact services and is available 24 hours a day. Its bill payment options allow you to automatically charge your card on a regular basis. You can also pay your taxes with your MasterCard.
- MasterCard's benefits are designed to offer convenience to its customers. There are standard benefits that MasterCard provides. Each financial institution, however, can choose to add additional benefits to the MasterCard's list of services and offerings. Some standard MasterCard benefits include Worldwide Acceptance. With more than one million ATM locations throughout the world and accepted in more than 210 countries and territories, MasterCard is able to meet its customer demand for convenience and accessibility. This wide range of acceptance allows individuals and businesses to travel comfortably.
- MasterCard provides the Zero Liability benefits. This benefit protects its customers from unauthorized charges and fraud. MasterCard requires its cardholders to pay only for the purchases that they have authorized. In order for this benefit to apply, your account must be in good standing. You must have exercised reasonable care with your card and not reported more than two unauthorized events in the past 12 months.
- Along with previously mentioned benefits, MasterCard offers additional benefits and services to its Gold MasterCard and Platinum MasterCard holders. These benefits include Rent & Repair and Rent & Save which include the MasterRental Insurance, Extended Warranty Coverage, Master RoadAssist Service, Travel Assistance Services and MasterCard Global Services. These services are ideal for car rentals and road trips as it provides rental insurance and damage coverage, regardless of fault when you rent your vehicle with your MasterCard. Shop & Go, Smart Shopper, Value Shopper, Travel Plus and Traveler programs are also ideal for vacationers and travelers. These programs benefits include Extended Warranty, Purchase Assurance Coverage, Satisfaction Guarantee Coverage, Master RoadAssist Service, TravelAssistance Services, MasterCard Global Service, Baggage Delay Coverage, Hotel/Motel Burglary Coverage, and Purchase Assistance Coverage. The services and coverages protect your lost luggage, stolen items and guarantee some of your travel services for quality. You must use your MasterCard in order for these coverages to apply. These services are available for individuals and businesses, alike. Certain restrictions apply. Check with your financial institution for details.
- Details on these programs can be obtained from your issuing financial institution only. The issuing financial institution can cancel the offered benefits at any time. However, the provider must notify you at least 60 days in advance of the cancellation or non-renewal.