Everyone wants to know how to get credit card debt relief.
It's easy to make this much more complicated than it really is.
In fact I was guilty of it myself.
I started like most people in credit card debt.
With good intentions.
Once I had a steady job I really wanted to get our of debt.
But that was easier said than done.
The extra money being designated right off the bat from the paycheck started to become too much to bear.
I know it's tough to give up those finer things in life.
If a beer counts as a finer thing.
So needless to say that didn't last too long.
Then I started looking for help.
But where was it.
I was embarrassed about my debt but then I learned one little secret that changed my life.
That secret was that although no one wanted to talk about it they were more than likely in the same boat as me.
This made it a lot easier to confront my debt and make a decision to get help.
Or Relief.
When we talk about debt relief there is no magic formula.
Debt relief involves a third party company negotiating with your creditors.
In return they will arrange payments and a small fee will be built into those payments for them.
Now this is well worth it because usually they can negotiate a much lower debt.
Sometimes as much as 50% lower.
This makes the payments much more affordable.
Warning: Not all debt relief companies are good.