Blue Cross Blue Shield Insurance - An Overview
Blue Cross and Blue Shield (BCBS) actually consist of 39 locally operated companies.
Blue Cross Blue Shield, founded 80 years ago, is the oldest family of health benefit companies in the United States Blue Cross and Blue Shield (BCBS) actually consists of 39 locally operated companies.
Blue Cross Blue Shield, founded 80 years ago, is the oldest family of health benefit companies in the United States and serves a third of the American population.
Not only can you purchase Blue Cross Blue Shield insurance in all 50 states, but you are also guaranteed nearly universal acceptance and serves a third of the American population.
Not only can you purchase Blue Cross Blue Shield insurance in all 50 states, but you are also guaranteed nearly universal acceptance.
In fact, 90% of all hospitals in the United States contract with BCBS, more than any other insurer.
BCBS offers a wide variety of options, including HMO, PPO, indemnity, FSA, and traditional health insurance plans.
Of course, the types available may vary by state.
While you will need to contact your local BCBS company for specifics, many states will be able to choose from either an HMO or PPO Blue Cross Blue Shield insurance plan.
PPO (Preferred Provider Organization) plans, such as Blue Advantage, offer discounted services within a network of providers, but also cover emergencies and out-of-network doctor's visits.
An HMO (Health Maintenance Organization), on the other hand, is less expensive but also more limited.
An HMO will require you to choose a primary care physician who will oversee all of your medical care.
To see another doctor or a specialist, you will have to ask your doctor for a referral.
Blue Cross Blue Shield also offers dental insurance in some areas.
Dental Blue offers a low deductible with coverage for both basic and major services.
There are no network restrictions, although this may differ depending on your state.
After paying the deductible, you can expect to pay 40% of the cost for basic services such as fillings, extractions and oral surgery.
Major services such as dentures and bridges will require you to pay 50% of the cost.
Although you may have to wait for some services when you purchase Blue Cross Blue Shield insurance, basic preventive care will not require a waiting period.
As with any other company, Blue Cross Blue Shield will be better for some people than it will be for others.
It has a much larger network than any other insurer, so your insurance will usually be accepted.
Unlike some other insurers, Blue Cross Blue Shield insurance offers the opportunity to add maternity coverage to your policy.
However, because benefits may vary so widely due to the number of BCBS companies, you might not be able to find a plan you like in your state.
If you need assistance in locating a Blue Cross Blue Shield plan in your state or network, please visit our website at http://www.
health-insurance-buyer.
com and provide your contact information so we may respond to your request and guide you.
Blue Cross Blue Shield, founded 80 years ago, is the oldest family of health benefit companies in the United States Blue Cross and Blue Shield (BCBS) actually consists of 39 locally operated companies.
Blue Cross Blue Shield, founded 80 years ago, is the oldest family of health benefit companies in the United States and serves a third of the American population.
Not only can you purchase Blue Cross Blue Shield insurance in all 50 states, but you are also guaranteed nearly universal acceptance and serves a third of the American population.
Not only can you purchase Blue Cross Blue Shield insurance in all 50 states, but you are also guaranteed nearly universal acceptance.
In fact, 90% of all hospitals in the United States contract with BCBS, more than any other insurer.
BCBS offers a wide variety of options, including HMO, PPO, indemnity, FSA, and traditional health insurance plans.
Of course, the types available may vary by state.
While you will need to contact your local BCBS company for specifics, many states will be able to choose from either an HMO or PPO Blue Cross Blue Shield insurance plan.
PPO (Preferred Provider Organization) plans, such as Blue Advantage, offer discounted services within a network of providers, but also cover emergencies and out-of-network doctor's visits.
An HMO (Health Maintenance Organization), on the other hand, is less expensive but also more limited.
An HMO will require you to choose a primary care physician who will oversee all of your medical care.
To see another doctor or a specialist, you will have to ask your doctor for a referral.
Blue Cross Blue Shield also offers dental insurance in some areas.
Dental Blue offers a low deductible with coverage for both basic and major services.
There are no network restrictions, although this may differ depending on your state.
After paying the deductible, you can expect to pay 40% of the cost for basic services such as fillings, extractions and oral surgery.
Major services such as dentures and bridges will require you to pay 50% of the cost.
Although you may have to wait for some services when you purchase Blue Cross Blue Shield insurance, basic preventive care will not require a waiting period.
As with any other company, Blue Cross Blue Shield will be better for some people than it will be for others.
It has a much larger network than any other insurer, so your insurance will usually be accepted.
Unlike some other insurers, Blue Cross Blue Shield insurance offers the opportunity to add maternity coverage to your policy.
However, because benefits may vary so widely due to the number of BCBS companies, you might not be able to find a plan you like in your state.
If you need assistance in locating a Blue Cross Blue Shield plan in your state or network, please visit our website at http://www.
health-insurance-buyer.
com and provide your contact information so we may respond to your request and guide you.