How to Buy a Car Without Credit
- 1). Procure funds for a down payment. It's critical to have this money readily available, as it lets the potential seller know that you are serious about making regular payments.
- 2). Find a highly motivated seller that will allow you take over their payments. Search for a motivated seller in the newspaper and online.
- 3). Inspect the vehicle. Order a car history report and have a mechanic inspect the vehicle.
- 4). Negotiate with the seller. If they are very motivated, credit history may not be an issue, unless the seller requires you to qualify with the lender. Offer as much as possible for a down payment so the seller is comfortable with you assuming their loan.