Can a collection agency sue for debt? Sadly the answer to this question is yes.
When you default on any bill, the creditor has the option of turning the debt over to a collection agency.
The collection agency has a variety of means to get the money you owe.
For instance, they may contact you at home or send you letters demanding that you pay.
If none of these tactics work, they may resort to going to court and suing you.
When they go to court, they may get a Judgment against you.
Once they have a Judgment, they can garnish your wages and seize any property you have including bank accounts, cars, and real property.
You don't want to let it get to this stage.
Once a Judgment has been issued against you, you have few options.
That is why you want to get help as soon as possible.
If you cannot negotiate with the collection agency directly, get a lawyer or a non profit debt relief agency to help you.
A debt relief organization may be able to help you into a debt consolidation loan.
Then you will only have one bill to pay each month and you will slowly pay down all of your debts in one lump sum.
Another route for people who have a lot of debt is to declare bankruptcy.
Most kinds of debt can be wiped out during a bankruptcy proceeding and you will not be liable for any of the bills anymore.
Can a collection agency sue for debt? Yes.
So don't let it get that far.