How to File Car Insurance Claim - The Answer is Just a Phone Call Away
Millions of vehicles are on the roadways each and every day, and fender benders are bound to occur.
Then the question arises: how to file car insurance claim? The high cost of vehicle damage In nearly every country automobile insurance is the law and a requirement before obtaining a driver's license or registering a motor vehicle.
Typically, an auto accident does not cause injuries to drivers or passengers, but only damage to the vehicles involved.
This can be settled by one insurance company contacting another and a settlement being reached once the cost has been determined.
How to file car insurance claim is simply a matter of making a phone call to the insurance providing company and that information should be on your insurance card.
Who is your insurance agent? Many of us do not have an insurance agent now days.
We buy our insurance policy over the phone or via the internet and seldom meet with anyone face to face.
Many years ago we had to have an agent show us how to file car insurance claim, making for a more personalized relationship and that agent would get to know you and your insurance needs.
Today's methods are less personal but far quicker in terms of filing and collecting on your insurance claim.
Help is just a phone call away #1 Immediately after an automobile accident or when damage has occurred, call 911 if there are any injuries involved.
Then call the police directly to report the accident.
They may need to send an accident investigator to determine who was at fault and this is needed when you file a claim with your auto insurance provider.
Minor accidents may not require even a traffic accident report be made but insist on getting at least an incident report filled out by a police officer or accident investigator for insurance purposes later on.
Other drivers have been known to change their story.
2# Call your insurance company at the claims number which should be on the insurance card they sent with a copy of your policy.
If you have any questions regarding how to file car insurance claim they can help.
#3 Exchange information with the other driver (if there is one).
In the case of a single car accident you should look for witnesses and perhaps take some pictures to substantiate your claim.
Make sure to exchange phone numbers with the other driver and any witnesses.
It should be a quick and simple process Normally how to file car insurance claim with your insurance provider is a simple quick process.
After filing a claim (either by telephone or online) an adjuster will come examine your vehicle, and determine the damages incurred, then within a week or two you should receive a check for the amount.
You can then use that money to pay for repairs on your vehicle.