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Bankruptcy : Business & Finance
For What Reasons Can Wages Be Garnished?
Wage garnishment is a means through which debtors can be forced to pay for debts even if they have no savings or other assets. When wages are garnished, a court issues a judgment against a debtor that forces his employer to withhold a certain amount of his income and commit the withheld income to pa
Bankruptcy and Unsecured Debt
When filing for Chapter 7 foreclosure, you will have to identify both your secured and unsecured debts. The purpose is so that the bankruptcy trustee can inform the judge as to whether any properties of yours can be sold to reimburse your creditors.
The Watch Shop, Grab The One Of Your Choice
Online shopping has become a lot trendy, everyone is going in for products that are available online rather than for the once that are available in the market. Gone are the days when people used to swarm into the crowded bazaars and shop for the stuff of their choice, it is the time when all you nee
Debt Relief Programs in Minnesota
Debt relief companies can help Minnesota residents pay their bills.Minnestoa state contour against blurred USA flag image by Stasys Eidiejus from Fotolia.comIn Minnesota, state law requires most companies that offer debt relief to either register with or be licensed by the Minnesota...
Considering Filing Bankruptcy? Don't Use Social Media
Over the last few years the world has seen an explosion with the Internet and social media. Even grandma and grandpa are using Facebook and Twitter to keep in touch with friends and family members. However, when properly used, social media can be a great outlet for keeping in touch with your friends
Bankruptcy Myths
Many myths exist about personal bankruptcy. This article clarifies some of the misconceptions about filing chapter 7 or chapter 13.
Bankruptcy FAQs
As far back as colonial times, every citizen has a constitutional right to file for bankruptcy. By declaring bankruptcy, one is relieved of mandatory collection activities for debts existing at the time of filing by a legal ""stay"" on these activities. The first version of US ba
The Need For Analysing The Various Aspects Of Investment
Financial planning is an integral part of every household. People usually save up funds for their retirement or for their children education purposes.
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What is more, it is also important for you to note that in case the court discharges you from community debts, your spouse will become liable to pay off the entire balance on those debts.A file for bankruptcy shows up on individual and company credit rating.For example, if you file for chapter 13 ba
How to Deal With Collection Agencies on a Nursing Home Bill for My Brother
Medical bills can mount quickly during an illness. If a medical provider -- such as a nursing home -- is not satisfied that it is being paid quickly enough, the bill may be turned over to a collection agency. "The New York Times" reported in 2006 that complaints had risen against debt collectors for
How to Reduce Consumer Debt
Consumer debt from credit cards, installment loans and other types of financing can take a large percentage of your income each month. And if you owe a considerable sum on credit cards, the consequences can result in a lower credit rating. It isn't always easy to pay down or reduce consumer debt. Hi
Who Is Eligible to File a Chapter 7 Bankruptcy?
Bankruptcy is a way for people to go through the court system to seek relief from debt. Chapter 7 bankruptcy can potentially eliminate all unsecured debt. Several eligibility requirements must be met to file chapter 7 bankruptcy.
What Income Is Used to Figure the Chapter 7 Means Test?
Bankruptcy is a process in which debtors who file can either eliminate part of their debts or have a special period in which to repay those debts. The Bankruptcy Code is regulated by the federal government, even though each case is filed and processed in each state's court. Chapter 7 is the type of
Bankruptcy Attorney San Jose Offers Help to Those in Debts!
For decades now the bankruptcy attorneys in San Jose have worked towards helping those individuals who are in major debts with their legal services. They have also helped businesses with a legal assistance in bankruptcy ...
Overcoming the Barriers of Bankruptcy
On occasion, bankruptcy is the only solution to severe financial problems. Regrettably, the process often imposes feelings of guilt and a sense of failure. If you have experienced bankruptcy, realize that there is hope of recovery and restoration.
New Bankruptcy Laws - The Changes You Should Know
It is imperative that both the debtors and creditors should be aware of the new bankruptcy laws so that they can save themselves from any unwanted future mishap. The U.S. Congress has made enormous changes that came into existence from October 2005.
Avoid Bankruptcy - Find Solution To Your Debt Issues
If you really need to avoid bankruptcy there are various alternatives though the primary and foremost is to manage your finances terribly wisely. Otherwise There are counseling services out there whom you'll be able to ...
How to Pay off Your Deceased Mother's Mortgage
Taking care of your mother's debts after she passes away can be a complicated process. Many children feel obligated to pay off all of the debts but struggle to do so. Other people want to keep the house they grew up in and look for a way to save the home. All assets in a person's estate must stand g
Improving F & I As A Profit Centre
The motor finance landscape is changing; fewer independent finance companies are a part of this change. The long term survival of these companies is vital to the dealer market.
Will Bankruptcy Discharge a Lien From a Lawsuit?
If you're behind in your debts, a lien is a tool your creditor can use to make you pay. By winning a suit against you over your debt, your creditor can acquire the legal right to file a lien, or claim on your property. Bankruptcy cannot usually discharge liens -- though it can prevent your creditor