Beware of Identity Theft and Your Credit Card Information
Although you most likely won't see them, they are always lurking, waiting to strike at any opportunity.
Identity theft is rapidly becoming one of the biggest threats to the Internet.
Stealing credit card information has become the crime of choice for many people around the world.
This is because the criminal does not have to even be in the same country as the victim to steal their information.
They use a fake name and address, and are almost completely untraceable.
Most often, phishing is used by the criminal to route out the credit card information through sending fake emails.
The criminal will send an email stating that there are some problems with your account that needs immediate attention.
Some will also tell you that someone else used your account and that your immediate attention is needed.
It is very easy to differentiate between a real email and a fake.
The most obvious being that you do not have a credit card from the company that is sending the email.
There is a very easy way to tell if an email is fake.
Put the curser over the link with the sender's information.
Using your mouse, click the right button and the sender's information will be displayed.
You know it is a fake email when the sender's information does not even remotely match your credit card company's information.
Most people do not know that this is a standard function with any computer.
Fake emails will include a link to their version of the credit card company's website.
Most often, it will be identical to the real website in almost every way.
This includes banners and logos that your credit card company may use.
It is very easy to duplicate a website, even the novice criminal can do it.
By using the mouse and right click method, you can obtain the criminals real website address.
It is important to remember that using this method is not totally safe, it can be used to infect your computer with spyware or viruses.
It is better to avoid it altogether and just delete the email.
Many people fall victim to these scams every year.
Once you have entered your personal information, you are a victim.
The information is all the criminals' want, and when you supply it, you have given them carte blanche to ravage your accounts and your life.
Once they have your credit card and social security number, they can use it in any way that they can think of.
Whether it is a shopping spree or a vacation, all that they leave behind is a trail of devastation.
In today's society, criminals are everywhere.
You do not know who they are or what they look like.
They do not have "Criminal" stamped on the foreheads.
It is ultimately up to you to protect yourself.
If you receive a suspicious email regarding your credit card account, it is recommended that you call the credit card company on the telephone and discuss it with them.
Do not use the telephone number in the email, instead, find a statement and use the customer service number that is printed on that.
It is crucial to your financial well being that you take all of the necessary precautions to protect yourself.