Plastic Cash, the new credit card.
One really gets excited when an approved credit card is received.
It gives the person an unexpected and overwhelming purchasing power.
But do not get too excited about this.
There are two ways that you could end up with having these.
You can either buy anything your heart desires-as long as it is within your credit card limit-and end up being extremely happy or you could be over your head with debt.
So, before you go off to the mall and purchase the things you have always wanted for a long time, keep these things in mind.
1.
Make A List Before you go to the mall, make sure that you have a list ready of the things you need to buy to avoid wasting time.
Being prepared gives you a sense of direction and purpose inside the mall.
Also, make sure that your list will be organized to where or what section of the mall it is located.
2.
Review Your List Read your list and scrutinize each item.
Ask yourself-do you need this right now? Is this essential today? You have do this to make sure that when you go to the mall, you will not spend beyond your budget.
Otherwise you will just end up with a headache when the bill of your spontaneous purchase arrives.
Not to mention a lot of worrying on how to pay for it.
3.
Double Check Items Picked Check out the items again before you bring them to the counter for payment.
You might change your mind or have second thoughts.
This will give you the time to make a final decision if you really need the stuff you picked up.
It is always better to plan things ahead and think things thoroughly before jumping into action.
Just make sure that you already calculated and evaluated every detail before using your plastic cash to refrain from regretting things later.