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How to Add Money to a PNC IRA CD

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    • 1). Call PNC Bank at 800-762-5684 or go to the branch where you opened your IRA CD. Explain to the customer service representative that you want to add to your IRA account.

    • 2). Confirm the maturity date of the CD. Every CD has a term that must be satisfied in order to get the entire interest amount. You will want to wait until the CD matures to add your annual contribution. Instruct the PNC bank representative to not automatically renew the CD.

    • 3). Add your annual contribution to the existing CD by depositing the money into the account with the customer service representative. Sign the required contribution forms to officially record the contribution into the IRA.

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