Removal of LVNV Funding Off Your Credit Report
Whenever you find LVNV funding on your credit report, it means that LVNV funding has now put on shoes to run after your debts.
In simple words, LVNV funding is a credit collection agency that buys the debts from different banks, financial bodies and other credit collection agencies and become the main collector.
LVNV LLC works internationally and at domestic levels.
Most of the times LVNV bring in action their own strategies to get back the old debt that creditors failed, in past, to collect.
They also have authority to put any negative marks on your credit history that could put hurdles on your way of applying loans, mortgages or credit cards.
You may find hundreds of ways to get rid of LVNV off your credit report.
You can find several books, blogs, articles, and hundreds of websites, explaining the steps to be taken to remove it off your credit report.
In situations where you feel that you will not be able to control it, you may seek hiring the services of some good credit repair firms to help you to get rid of LVNV.
The very first thing is to determine whether you owe them the debt or not.
If you find, you have paid them the debt then you should dispute the items and also contact & inform credit bureaus to remove your listing.
LVNV will double check with your actual creditor to get a real picture.
Do remember, to dispute, you need to provide them proofs showing you have paid them the debt.
If your SOL has expired, and you have found listing of LVNV funding on your credit report, send them the letter and push them not to contact you whereas with non-expired SOL you would ask them to validate your debt so that you get the real picture that you owe the debt.
Sometimes, you get LVNV listing on your credit report after a period of seven years and one hundred eighty days; in this situation you have legal rights to take credit collection agency in the court for creating disturbance to you.
You should also contact credit bureaus requesting them to remove this listing immediately since it is legally not viable to show LVNV on credit report once this time period has lapsed.