Don"t Forget - Every Time You Move, Your Auto Insurance Doesn"t Move With You!
If there's anyone that actually enjoys the process of moving, I haven't found them yet.
Most of the time moving is just one giant hassle after another, interspersed with moments of extreme exhaustion and plenty of cheap pizza! With tons of pieces of paperwork to be filed, boxes to pack, a new house to set up and oh, yeah, rent or a mortgage to take care of, it's easy for inconsequential details to get pushed to the sidelines.
Don't let your auto insurance be one of them.
If You're Moving In State If you're moving to a new house without hopping state lines you might decide that you don't have anything else to do with your auto insurance.
You're covered in-state, your minimum liability car insurance levels are up to par.
You need to let them know you've moved sooner or later so your bill will go to the right house, but there's no rush-right? Eh, not so much.
See, when your insurance figures out your car insurance rates they do it based on your garaging location-the place where your car stays parked most of the time.
Even if you're staying in-state that garaging location can be significant.
If you live in Philly you're far more likely to have an accident than if you've set up shop in Lancaster, for example.
That means you're far more likely to have to file auto insurance claims than someone living in a more remote area, which means you're going to have higher auto insurance rates all the way around.
If you've moved your garaging location and haven't let your auto insurance company know about it, even if you're still living in state, you may find that they're going to refuse to pick up your claims altogether-and that's a lot of cost and aggravation you really don't want to have to worry about.
If You're Moving Out of State People move from state to state every day.
One of the coolest things about living in the U.
S.
is that we can do that without having to have any kind of special permission or fill out special paperwork.
That doesn't mean every state is the same, however.
If you were traveling out of country you would have to plan on living by their rules.
The same policy applies when you're hopping across state lines, especially when you're talking about your auto insurance.
The thing is, while every state requires you to have auto insurance not every state wants you to have the same auto insurance.
Some states have higher minimum liability levels than others, and some states use a no-fault system that's something else entirely.
If you're living in-state and aren't carrying sufficient quantities of auto insurance you're going to find yourself paying the price-and just having moved isn't going to be a legitimate excuse.
Everyone knows you're busy when you move.
That's why auto insurance companies make it so easy for you to switch your insurance coverage over.
All you have to do is pick up the phone on your next pizza break! Your new coverage kicks in immediately, and you can go back to dealing with boxes knowing your car is going to be safe and sound the next time you run out of juice boxes and have to go track down a grocery store.
Really, what more can you ask for?
Most of the time moving is just one giant hassle after another, interspersed with moments of extreme exhaustion and plenty of cheap pizza! With tons of pieces of paperwork to be filed, boxes to pack, a new house to set up and oh, yeah, rent or a mortgage to take care of, it's easy for inconsequential details to get pushed to the sidelines.
Don't let your auto insurance be one of them.
If You're Moving In State If you're moving to a new house without hopping state lines you might decide that you don't have anything else to do with your auto insurance.
You're covered in-state, your minimum liability car insurance levels are up to par.
You need to let them know you've moved sooner or later so your bill will go to the right house, but there's no rush-right? Eh, not so much.
See, when your insurance figures out your car insurance rates they do it based on your garaging location-the place where your car stays parked most of the time.
Even if you're staying in-state that garaging location can be significant.
If you live in Philly you're far more likely to have an accident than if you've set up shop in Lancaster, for example.
That means you're far more likely to have to file auto insurance claims than someone living in a more remote area, which means you're going to have higher auto insurance rates all the way around.
If you've moved your garaging location and haven't let your auto insurance company know about it, even if you're still living in state, you may find that they're going to refuse to pick up your claims altogether-and that's a lot of cost and aggravation you really don't want to have to worry about.
If You're Moving Out of State People move from state to state every day.
One of the coolest things about living in the U.
S.
is that we can do that without having to have any kind of special permission or fill out special paperwork.
That doesn't mean every state is the same, however.
If you were traveling out of country you would have to plan on living by their rules.
The same policy applies when you're hopping across state lines, especially when you're talking about your auto insurance.
The thing is, while every state requires you to have auto insurance not every state wants you to have the same auto insurance.
Some states have higher minimum liability levels than others, and some states use a no-fault system that's something else entirely.
If you're living in-state and aren't carrying sufficient quantities of auto insurance you're going to find yourself paying the price-and just having moved isn't going to be a legitimate excuse.
Everyone knows you're busy when you move.
That's why auto insurance companies make it so easy for you to switch your insurance coverage over.
All you have to do is pick up the phone on your next pizza break! Your new coverage kicks in immediately, and you can go back to dealing with boxes knowing your car is going to be safe and sound the next time you run out of juice boxes and have to go track down a grocery store.
Really, what more can you ask for?