The financial situation of people has been very badly hit by the bad economic times.
This has caused people who were not in debts to fall into debts, and people who were already in debts have been driven to the brink of bankruptcy.
Now, filing for bankruptcy is not an easy decision to make.
It will follow you for years to come and people will shrink from giving you any loans owing to your credit history.
Therefore, you should first try out all options before even thinking about this option.
In case you feel that your debt has increased and become more than what you can ever handle, then there is still a way out for you and that is by applying for a government grant.
The federal government has released millions of dollars in the form of grants especially aimed at debt relief.
If you are an American citizen and are over 18 then you can avail of these grants.
It is not difficult to apply for these grants.
You can first visit their official website and then see which grant is appropriate for you.
The reason is that there are grants for several different purposes.
Hence, you should find out the ones that apply to you.
Then you can apply for the appropriate grant.
In fact, it is better to apply for more than one grant; the more the better.
You do not even have to repay this grant money, which makes it all the better, so, do not wait any longer and apply today!