Beware of Federal Debt Relief Frauds
Contrary to widespread internet rumors, the federal government will not send you a far check to bail you out of your credit card debt.
Although President Obama, all of his cabinet, and most of the Congress do not want to you to remain up to your eyeballs in unsecured loans, none of them will send a money order for your personal debt relief.
Beware, and be very afraid of, people who suggest they can help you get out of debt with a federal grant.
Yes, federal grants are available for people who want to their own businesses-especially in high tech and "green" industries.
And, yes, you can reduce your total indebtedness by managing your grant money prudently and paying yourself a respectable salary.
No, you do not need a special DVD, four-color brochure, and giant binder of great suggestions to apply for and win a federal grant.
Do not set the stage for e-mail and telemarketing assaults.
Even if you do not feel confident about your ability to develop a business plan and write a grant-worthy proposal, you do not need assistance from the so-called federal funding experts.
When you respond to an internet advertisement, seeking assistance with your federal grant proposal, you open the door to countless "spam" messages and steady salvos of telemarketing calls.
The telemarketers work from call centers in Asia, and they regard the federal telemarketing regulations as rough suggestions, not hard and fast laws.
Some subscribers to federal grant "services" have received heavily accented calls at 3 am, and they sometimes have struggled to stop the calls for several months before the callers finally gave-up their sales assaults.
You can get all the assistance you need from the Small Business administration.
The federal grant "specialists" cleverly have repackaged the guidelines and requirements, adding more bullet-points and pretty pictures.
Government documents are, after all, written for precise content and not for beauty.
The specialists'' stuff does not tell you anything you could not easily learn from the internet or from a visit to your local SBA office.
Moreover, in many major markets, the SBA offers business development workshops and other technical services for entrepreneurs just like you, who are very big on concepts and ideas but short on words, numbers, and cash.
Spare yourself a great deal of aggravation and even more cash.
Delete all the advertisements and come-ons for federal grant assistance.
Although President Obama, all of his cabinet, and most of the Congress do not want to you to remain up to your eyeballs in unsecured loans, none of them will send a money order for your personal debt relief.
Beware, and be very afraid of, people who suggest they can help you get out of debt with a federal grant.
Yes, federal grants are available for people who want to their own businesses-especially in high tech and "green" industries.
And, yes, you can reduce your total indebtedness by managing your grant money prudently and paying yourself a respectable salary.
No, you do not need a special DVD, four-color brochure, and giant binder of great suggestions to apply for and win a federal grant.
Do not set the stage for e-mail and telemarketing assaults.
Even if you do not feel confident about your ability to develop a business plan and write a grant-worthy proposal, you do not need assistance from the so-called federal funding experts.
When you respond to an internet advertisement, seeking assistance with your federal grant proposal, you open the door to countless "spam" messages and steady salvos of telemarketing calls.
The telemarketers work from call centers in Asia, and they regard the federal telemarketing regulations as rough suggestions, not hard and fast laws.
Some subscribers to federal grant "services" have received heavily accented calls at 3 am, and they sometimes have struggled to stop the calls for several months before the callers finally gave-up their sales assaults.
You can get all the assistance you need from the Small Business administration.
The federal grant "specialists" cleverly have repackaged the guidelines and requirements, adding more bullet-points and pretty pictures.
Government documents are, after all, written for precise content and not for beauty.
The specialists'' stuff does not tell you anything you could not easily learn from the internet or from a visit to your local SBA office.
Moreover, in many major markets, the SBA offers business development workshops and other technical services for entrepreneurs just like you, who are very big on concepts and ideas but short on words, numbers, and cash.
Spare yourself a great deal of aggravation and even more cash.
Delete all the advertisements and come-ons for federal grant assistance.